MHADA Launches Major Affordable Housing Scheme for Diwali 2025
The Maharashtra Housing and Area Development Authority (MHADA) has announced a groundbreaking initiative to tackle Mumbai’s housing crisis – 5,000 affordable residential units will be offered through a Diwali 2025 lottery. This scheme aims to provide relief for low, middle, and high-income groups across the city’s redevelopment projects.
Key Features of the Initiative
- Target Groups: Economic Weaker Section (EWS), Lower Income Group (LIG), Middle Income Group (MIG), and Higher Income Group (HIG)
- Focus Areas: Includes critical redevelopment projects such as Adarsh Nagar (Worli), Guru Teg Bahadur Nagar (Chunabhatti), Motilal Nagar, and PMGP Colony (Jogeshwari)
- High Demand: Previous lotteries saw over 129,000 applications for 2,030 units, highlighting the urgency of affordable housing in Mumbai
Registration & Deadlines
| Stage | Date |
|---|---|
| Registration Open | 15 September 2025 |
| Application Deadline | 15 November 2025 |
| Payment Cutoff | 17 November 2025 |
| Draft Application List | 4 December 2025 |
| Final Lottery Draw | December 2025 (TBA) |
Refund Policy: Unsuccessful candidates get refunds within seven working days, starting from December 2025.
Redevelopment Efforts
MHADA prioritizes group redevelopment projects to replace dilapidated buildings. Notable updates:
- BDD Chawl Redevelopment: Keys to be handed to resettled residents by May 2025
- Cessed Buildings: Aging structures being replaced under this scheme
Eligibility & Application
Prospective buyers must meet income criteria based on their category:
- EWS/LIG: Demonstrated financial need
- MIG/HIG: Middle and Higher income thresholds
Applicants can file online through MHADA’s portal, with a focus on transparency. The lottery system ensures fair allocation despite the overwhelming demand.
Strategic Moves by MHADA
- Digital Overhaul: Inauguration of Citizen Facilitation Centre and Visitor Management System to streamline services
- Mumbai Board Target: 5,199 housing units in Mumbai, part of MHADA’s statewide 19,497-home target for 2025-26
Why This Matters
Mumbai’s real estate market remains prohibitively expensive. MHADA projects serve as a critical lifeline. This Diwali lottery follows successful precedents, promising improved living conditions and equitable access to housing across income brackets.