News articles tagged Home Loans

RBI Rate Cuts Spark Mid-Segment Housing Surge in Delhi’s Property Market

RBI's 50-bps repo rate cuts have boosted Delhi's mid-segment housing demand, with a 15% rise in inquiries for homes between ₹50 lakh-₹1 crore. Lower EMIs and improved affordability are driving renewed buyer interest post-reduction.

Discover OCI Gandhinagar's 2025 Tri-City Property Fest: Buying, Investing, and Building Future Opportunities

CREDAI Gandhinagar's Three-Day Property Fest (10-12 January 2025) Features 120+ Projects Across Three Cities with Loan Approval and Discounts up to ₹1 Lakh.

Hike in Repo Rate have an impact on real estate?

The Reserve Bank of India (RBI) uses the repo rate, the interest rate at which it lends to commercial banks, to control inflation.

According to experts in the field, the RBI’s decision to maintain repo rates will not stop the housing expansion

In Q1 2024, India's top seven cities recorded over 1.30 lakh homes sold, the highest in a decade, supported by the RBI's decision to maintain a stable repo rate.

Q1 2024 home sales in Bengaluru decline as the market for affordable housing contracts

Residential sales in Bengaluru fell 2% YoY in Q1 2024, while sales of units priced above Rs 1 crore saw a 40% increase across top 8 cities.

Expectations for the Finance Minister’s Real Estate Budget in 2024

The real estate industry hopes for tax breaks, a broader definition of affordable housing, and increased retail participation in REITs in Budget 2024.

Hyderabad’s growing need for 3-BHK Houses

Hyderabad's demand for 3BHK homes is driven by changing lifestyles and financial factors, prompting developers like IRA Realty to meet this trend with new projects.

Can a crisis similar to China’s Evergrande occur in the Indian real estate market?

China's Evergrande faces liquidation, impacting the global market, while India's real estate remains resilient due to government initiatives and RERA regulations.

How can a registered mortgage help the borrower as well as the lender?

This article explains the process of registered mortgages in India, detailing application steps, benefits, and how to remove registrations effectively.

Kolkata hiked 124% of registrations YoY in the property

The residential real estate market in Kolkata has shown a strong recovery with a 124% year-over-year increase in property registrations in July 2022.

EMI for Homebuyers may inflate due to stuck registries of flats in Noida

Noida homebuyers face increased EMIs due to delayed apartment registrations. Banks are charging an additional 2% interest because of unresolved issues between the Noida Authority and developers.

UP-RERA working with state government to end flats registration deadlock

UP-RERA is working alongside the state government to address the deadlock in flat registrations, impacting over 50,000 home buyers in Noida and Greater Noida.

Effect of COVID-19 second wave on the real estate sector!

India's second COVID-19 wave threatens real estate recovery, impacting office and housing markets. Experts predict varying effects on sales and demand.

SBI, HDFC, Kotak Offer Lowest Home loan Interest Rates!

Multiple banks, including SBI and HDFC, have decreased home loan interest rates, aiming to boost housing sales before the financial year ends. Experts anticipate increased demand.

Will Real Estate Boost in 2021?- Real Estate Condition in the upcoming year.

India's real estate sector, particularly residential, is rebounding thanks to government policies like reduced home loan interest rates and tax relief, attracting more buyers and foreign investment.

Influence Of 3 Month Postponement On Repayment Of Term Loans On Real Estate

The RBI's three-month moratorium on home loan repayments aims to alleviate financial burdens for homebuyers amidst COVID-19, aiding economic stability and liquidity for developers.

Affordable Housing, a priority for real estate

India's affordable housing schemes gain infrastructural status, boosting demand and lowering costs for builders and homebuyers alike.

Unitech sales decline by 50 pc in first half

Realty major Unitech Ltd reported a 50% decline in property sales during the first half of the current fiscal due to global market slowdown.

Banks eye realty as investment destinations

Banks invest heavily in real estate despite slow demand, funding 56 projects worth Rs 65,000 cr in H1 2013-14.

Freebies to attract customers in slowdown

In response to RBI's new loan policy, developers are introducing offers and freebies to attract buyers amid an economic slowdown and unsold inventories.

Indiabulls Housing slashes lending rates by 15bps

Indiabulls Housing reduces home loan rates by 0.15% to 10.25%, valid till November end for loans under Rs 25 lakh.

RBI Slightly Cut Rates, Developers Seek More

The Reserve Bank of India cut the repo rate by 0.25%, a move welcomed by realtors but deemed insufficient by some developers who believe a larger cut is needed to significantly impact the real estate sector.

Home sales pick up in NCR by 46%: reports PropEquity

Home sales in NCR have surged by 46% in January, with clear property acquisition issues boosting buyer confidence. New launches dropped by 35% as developers focused on reducing unsold inventories.

Budget 2013-14 Proposes Rs.1L Deduction to First-Home Buyers

Budget 2013-14: Rs.1 lakh interest deduction for first-time home buyers, benefiting middle-income class

Real Estate Sector Wants FM To Lower Costs Of Finance

Indian real estate players anticipate the Finance Minister's budget to lower construction finance costs, boost the sector, enable affordable housing, and expedite project clearances.