Delhi's Affordable Housing Surge: Leveraging PMAY and Smart City Projects

Exploring Delhi's Affordable Housing Ecosystem

Delhi's Affordable Housing Surge: Leveraging PMAY and Smart City Projects Delhi’s housing market is seeing a big change with new government-backed affordable housing projects. These initiatives are making owning a home possible for many different income groups. This growth is driven by programs like DDA’s Apna Ghar Awaas Yojana 2025 and PMAY-Urban, along with smart city infrastructure improvements.

Important Programs Driving Affordable Housing

1. DDA Housing Schemes 2025

  • Apna Ghar Awaas Yojana: Provides over 7,500 flats in Narela, Loknayakpuram, and Siraspur. Discounts (15-20%) for EWS, LIG, MIG, and HIG applicants.
  • Registration: Open from May 27 to August 26 (extendable), with booking amounts ranging from ₹50k (EWS) to ₹10L (HIG).

2. PMAY-Urban & SWAMIH Fund 2

  • PMAY-Urban 2.0: Budget allocation increased to ₹3,500 crore (2025-26), focusing on in-situ slum redevelopment and affordable housing.
  • SWAMIH Fund 2: ₹15,000 crore for completing stalled projects, targeting 100,000+ units, with 50k+ already delivered.

Eligibility for Homebuyers

Category Income Criteria Flat Prices (Starting)
EWS ≤ ₹3 lakh annually ₹10-20 lakh
LIG ₹3-6 lakh annually ₹20-30 lakh
MIG ₹6-18 lakh annually ₹30-50 lakh+

DDA gives priority to first-time buyers, requiring valid ID proofs and income certificates.

Smart City Integration and Infrastructure

Affordable housing projects now match up with smart city infrastructure, providing:

  • Transit-Oriented Developments: Metro connectivity and last-mile transport close to business hubs.
  • Utility Upgrades: Green tech integration, solar panels, and advanced waste management.

New Affordable Housing Corridors

Delhi-NCR’s growing infrastructure has created new chances:

  1. Narela-Siraspur Axis: DDA’s biggest portfolio, connecting to IT hubs and logistic corridors.
  2. Loknayakpuram: New projects near Dwarka Expressway and metro attract middle-income group families.
  3. Smart City Clusters: Integrated township models under PMAY with proximity to schools/hospitals.

Keep up by checking DDA’s single-window portals and policy updates for smooth application processes.